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Get a good credit score: This means keeping all your bill payments up to date, minimizing new credit applications and keeping your loan balances below 30% of the maximum amount. |
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Keep the loan to value of the refinance mortgage loan low, under 80% |
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Verify if the mortgage refinancing rate is really less than your current mortgage rate. |
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Know all the closing cost involved in a mortgage refinance loan. |
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Shop around with different mortgage lenders |
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